TransUnion is a premier credit bureau that monitors credit report information and provides related services and related experiences from Experian and Equifax. The company offers consumers a free service or an advanced subscription-based option. In addition to its consumer-facing products, TransUnion provides a number of other products and services to the corporate and public sectors, including credit reporting, credit scoring, identity protection, and insights related to the credit scoring and reporting industry.
While the credit rating and your credit report may not be an everyday occurrence, it is quite important to have access to it from time to time to ensure that the information it contains is correct. So being able to use a service like TransUnion to check your credit report makes sense even if you have to pay for the advanced features.
The Registration fee for TransUnion is currently $ 24.95 per month plus tax where applicable. However, TransUnion has a free service that has been supplemented with additional features and functions as a direct result of the coronavirus pandemic.
TransUnion’s premium options include credit monitoring, credit protection, the use of the credit compass, which has recommendations to help steer your creditworthiness in a more positive direction, and other useful tools to help you keep your rating in good shape.
If you are a subscriber to the system, you also have unlimited access to points and reports, which are regularly updated. With the Credit Lock Plus option, you can easily protect your TransUnion and Equifax reports. TransUnion also offers a free ID protection called TrueIdentity, which allows you to lock and unlock your credit report quickly and easily. This option also provides full access to reports, notifications, and $ 25 identity theft insurance.
TransUnion is a complete online service that can be accessed via a browser or mobile device and, as such, does everything you expect with no surprises. However, switch to the login page and you can also access the various component areas of the TransUnion service.
This includes separate login access for TrueIdentity, the extended ID theft protection package from TransUnion and TransUnion Plus, which is more of a universal login that you can use to manage your financial account.
It is also possible to log into Credit Freeze, where you can pick up or remove an existing freeze and at the same time access the Credit Dispute area. This will allow you to investigate and correct any inaccuracies in your credit report.
If you want to use TransUnion’s consumer-facing services, the process is very simple with a series of three basic navigational steps. First, you have to enter your personal information, and secondly, you can create your account. In the third part of the process, you need to verify your identity. When you sign up for the $ 24.95 monthly subscription package, you will receive instant credit and access to the other features of this option.
It is important to be able to contact someone about your credit report, especially if something is incorrect or you feel like you need to argue. In this regard, TransUnion offers a number of customer support options as well as many useful areas of its website that can help you more effectively address your credit problems. For example, there is a credit education page that offers some hands-on insight and advice on many major credit topics.
TransUnion also has a contact page where you can cancel your subscription or contact customer service either through the website or by phone. For those who prefer to call, the lines are open Monday to Friday from 8 a.m. to 9 p.m. and Saturday to Sunday from 8 a.m. to 5 p.m. Eastern time. Customer service is closed on all observed public holidays in the United States.
TransUnion has obvious appeal to anyone wanting to take a look at their creditworthiness and plan to get them in better shape for the future. TransUnion also went out of their way to proactively offer help during the coronavirus pandemic. A dedicated support center helps people seek advice on their creditworthiness during these unprecedented times.
In fact, Equifax and Experian are offering TransUnion free weekly reports through April 2022 to help. And while TransUnion has a lot to offer those of us with a personal financial picture in mind, the online service also has a lot to offer companies and the public sector. So it’s no wonder it continues to dominate the credit ratings market alongside the other two giants, Experian and Equifax.
Source link : https://www.techradar.com/reviews/transunion/