Our series onIdentity theft protectionApps rate the features, pricing options, competition, and also the overall value of using each app. However, these are not complete hands-on reviews as evaluating identity theft protection apps is nearly impossible. It would take several months to run tests, hack accounts to see if the protection app is working, submit personally identifiable information, run multiple credit checks, and run the risk of the reviewer’s personally identifiable information being disclosed.
For those interested in protecting their online identities, here’s a quick tip. There are many apps available, from the most powerful (Norton LifeLock and IdentityForce) to the simplest. Most of these apps offer very similar features, including credit report and credit score, identity theft-related alerts, and identity theft insurance. Choosing the app you want depends on two main factors: quality and price. If you want the best app and price isn’t an option, Norton LifeLock or IdentityForce are the best options. Most of us heavily consider the second factor – the monthly price. It’s a bit of a misnomer if you choose a pricing plan that is $ 25 per month that it thinks is pretty cheap, and then you find that the total annual fee is $ 300.
IDnotify is a strange hybrid. It’s not the best identity theft protection app, but it’s far from the worst either. The IDnotify Premier plan costs $ 25.99 per month, although it is remarkably similar to the Experian IdentityWorks Premium plan, which costs $ 19.99 per month. (Experian is behind both products in case that’s still a mystery. Note that we explained in our Experian IdentityWorks review how the company experienced a massive data breach some time ago.) However, if you’re using Intuit TurboTax and yourself Sign up for the Plus, Max or Premium plans, then IDnotify is included as part of these packages. Somewhere in between all of these pricing options lies the fact that the product itself is a worthy competitor and is one of our top favorites overall.
Plans and Pricing
One reason we like IDnotify is that, compared to the best of the best identity theft apps, it’s pretty affordable, even if you’re not a TurboTax user. The Essential plan costs $ 9.99 per month but does not include a credit report or credit scores. The Select plancosts $ 17.99 per month and includes a credit report. The Premier plan costs $ 25.99 per month and includes three credit bureaus. Even on the high end, that’s still cheaper than Norton LifeLock’s Ultimate plan, which costs $ 29.99 a month. You can add a child to your plan for $ 5.99 per month. Oddly enough, Experian IdentityWorks pricing uses a different strategy where you can choose a family plan you want and protect up to 10 children for $ 5 more per month (instead of the per child fee).
Worth mentioning, however, is one of the most compelling reasons to consider IDnotify. When you sign up for TurboTax and opt for the Plus, Max or Premium tariffs, IDnotify is included free of charge all year round – a big saving compared to the monthly price plans. There is a limitation in that the window for adding these plans is not fully open. In the summer and autumn months, TurboTax will probably offer IDnotify again as part of the 2020 tax year. We recommend Check the TurboTax site to see if this is the case and if IDnotify is part of the bundles.
Any technical user who looks under the surface of IDnotify and IdentityWorks will find that both products are likely to use the same code base. They work about the same, although IDnotify has a friendlier, brighter look with more white space and a spacious feel. You can find the basics easily enough in tabs above. It might even be the exact same product, but the added polish with IDnotify makes it easier to use than with IdentityWorks.
We’re not breaking new ground here in terms of functions. IDnotify covers all the basics like credit reports and scores, identity theft reimbursement insurance up to $ 1 million (only included on Select and Premier plans), notifications of when a sex offender is moving to your area, and notifications of fraud and Cheat on someone who steals your identity. With the Select and Premier plans, alerts are added for changes to your court records.
We didn’t find a single unique feature with IDnotify, especially when compared to Experian IdentityWorks and several other leaders in the field of identity theft protection. We would have wished for something special, such as the fact that Allstate Identity Protection can notify you about hacked social media accounts or how Norton LifeLock uses wizards and status indicators to show the progress in protecting your online identity.
This means IDnotify will be somewhere in the middle or at the top of the package depending on how you pay for it and what you’re looking for. It’s not the best or cheapest identity theft app, and it doesn’t really compare to Norton LifeLock.
Overall, we liked the user interface and the pricing isn’t that exorbitant. The real question is whether to use TurboTax and choose one of the additional plans that will allow you to adjust your taxes or recover from an exam. It can make perfect sense to pay a little more for the added package in TurboTax and then start using it IDnotify for the entire tax year with no additional monthly fees. That is a lot and worth considering.
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