How Did You Fare within the January No-Spend Problem?

How Did You Fare within the January No-Spend Problem?


Did January really feel just like the longest month ever? Nicely get excited, as a result of we’re about to show the calendar web page and enter a brand new month (and barely shorter one, as well). However earlier than we transfer on from our lengthy and drawn-out kickoff to 2020, we have to test in on everybody’s no-spend problem.

That is proper, should you’re studying this, it means you made it till the tip. How did you do?

I used to be so impressed with the mid-month updates a few of you shared. You pared your grocery invoice right down to the necessities. You shifted your Uber / Lyft finances towards public transit. You diminished your spending to one-third of a traditional month. You lived “like a hermit,” however discovered present playing cards whereas decluttering that you possibly can use or plan to make use of quickly.

Even if you admitted you faltered, it was simple to see you had the perfect of intentions. One in all you got an costly trash are you able to’d been eyeing perpetually till it went on sale this month. One other purchased flowers to your mother who was having a tough time after surgical procedure.

I began the month with the perfect of intentions, however as I admitted already once we received to the midway level, I did not have the best success fee. I wished to cease spending after 10 p.m. and monitor each greenback I spent, and I believe I overloaded myself with too many objectives for one month.

The breakdown in my plan occurred the weekend after we final checked in, once I hosted a gaggle of mates from out of city. I solely violated the 10 p.m. rule as soon as (and solely by about $ 30, which included a late-night trip house for all 4 of us). However monitoring each greenback in my handwritten ledger? I fell off that wagon and I landed arduous. I saved each receipt from our meals and adventures, however I did not write them down. As an alternative of making an attempt to catch up, I simply sit at my desk day-after-day subsequent to the tidy stack of receipts I have not logged.

I will begin once more subsequent month, and I hope you’ll too. Whether or not you probably did a full no-spend month, curbed your spending in a particular class, or challenged your self in one other method, I am certain you made some essential discoveries about your relationship with cash.

Now that the month is ending, how are you feeling concerning the problem you took on? Share what you realized within the feedback, and know that I am over on my aspect of the pc display screen applauding you to your progress, massive or small.